Auto Loans


Put Yourself In the Driver’s Seat With A Peoples State Bank Auto Loan!

If it seems like you need to be a world class negotiator these days to buy a new car, van or truck, you’re not alone. That’s why many smart new car buyers are turning to pre-approved financing. With a pre-approved auto loan from Peoples State Bank, buying the new or used vehicle you want can be quick and easy. That’s because we “pre-approve” you for the amount you need before you visit the dealership, and there’s absolutely no obligation to buy a vehicle or take the loan.

With a Peoples State Bank Auto Loan, dealers will view you as a cash customer and you’ll be in a much better bargaining position. You’ll have the ability to negotiate a better vehicle price, and in most cases, drive away the same day.

Portrait of a woman sitting in a car and smiling



 Here’s how to get started:

  1. First, use the Auto Loan Calculator to help you determine your monthly car loan payment or your car purchase price.
  2. Order your Credit Report to make sure you’re in good standing.
  3. Print out a Loan Application, bring the completed application to one of our auto loan specialist for pre-approval or call us at (386) 754-0002. We’ll get back to you right away with the answers you need.
  4. Call or visit a local auto dealer to get a price quote on the vehicle you want. Of course you’ll want to let the dealer know that you’ll be financing your vehicle with us, AFTER you’ve made your best deal.



With a Peoples State Bank Auto Loan, you’ll get reasonable interest rates and a flexible repayment plan. We’ll also help you figure out what financing program is right for you.

 * Interest Rates, terms, and loan conditions are flexible and competitive. Some restrictions and normal credit standards apply.