Deposit Products

Simplify Your Life with Peoples State Bank.

We offer a wide range of deposit products that are sure to meet your needs. From the Freedom Checking Account to the Regular Savings Account, we have what you are looking for. To open an account just call or stop by one of our convenient locations. Don’t forget to ask about all the features we have available to you such as online banking, eStatements, and SnapCheck.
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Horizon Club II Checking

For those aged 50 or better, we have a special account offering. The Peoples State Bank Horizon Club II checking account pays interest on all balances** and is packed with features and free items that will enhance your lifestyle. When you keep at least $500.00 in your account each day of the monthly statement cycle, or $10,000 in combined deposits (checking with linked savings, CD’s or IRA’s), there is no service charge. The maintenance fee of $9.95 is charged to accounts where the minimum balance falls below $500.00 any day of the monthly statement cycle. The minimum deposit to open your account is $50.00 and the features include:
-five free cashier’s checks per month
-two boxes of the Horizon Club II single, wallet style checks per year (only one box allowed per order)
-ten free copies or faxes from a Peoples State Bank copier per month
-access to a Notary Public
-monthly image statements
-unlimited check writing
-ATM access with our MasterMoney Card*
-free use of our on-site ATM’s
-night depository
-access to tellers and drive-thru banking
-bank-by-mail
-internet services
-option of eStatements

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Peoples Checking

Peoples State Bank is proud to offer our customers one of the best deals in banking today, Peoples Checking. This full featured checking account pays Money Market rates on your balances with rates that increase as your balance rises.** When you keep at least $1,000.00 in your account each day of the monthly statement cycle there is no service charge. The maintenance fee of $12.95 is charged to accounts where the minimum balance falls below $1,000.00 any day of the monthly statement cycle. The minimum deposit to open your account is $50.00 and the features include:
-monthly image statements
-unlimited check writing
-ATM access with our MasterMoney Card*
-Free use of our on-site ATM’s
-night depository
-access to tellers and drive-thru banking
-bank-by-mail
-Internet services
-option of eStatements
-Free Rental of a small size (3×5) Safe Deposit Box for one year ($35.00 value). A key deposit of $10.00 will be required. Regular rental rates will apply after the first year and annual rent must be deducted from a Peoples State Bank deposit account.

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Freedom Checking

We are pleased to announce our new Freedom Checking account. With this account you’ll avoid a monthly maintenance fee and a required minimum balance. When you open your account with $50.00 or more you’ll get the following features includes:
-unlimited check writing
-ATM access with our MasterMoney Card*
-Free use of our on-site ATM’s
-night depository
-access to tellers and drive-thru banking
-bank-by-mail
-Internet services
-option of eStatements

Get Started Today!

Regular Savings

Some folks may find it a little old fashioned to save up for the future, but we think it’s an excellent way to reach a long term goal. Interest is compounded daily on your savings account and is credited to your account on March 31st, June 30th, September 30th, and December 31st of each year.** You can open a savings account with a deposit of $50.00 or more. There is a maintenance fee of $5.00 which will be imposed every statement cycle if the daily balance on any day of the statement cycle falls below $300.00. Federal banking regulations limit the number of pre-authorized transfers, including third party checks, to six (6) per month. There is a $4.00 fee for each additional pre-authorized transaction that exceeds these regulatory limits. We are required to change your account to a non-interest bearing account when the transactions regularly exceed these limitations. Children under the age of 18 who would like to open a savings account can do so with a minimum deposit of $10.00 and the account maintenance fee of $5.00 will be waived. Once the depositor reaches the age of 18 all fees and charges of a Regular Savings Account will apply.

Get Started Today!

* Master Money Debit Card products are subject to credit approval
** Interest is paid on collected balances only. Accounts closed prior to the end of the statements period forfeit all interest earned during the period. Rates subject to change daily, please contact us for current rates.