Home Equity Line of Credit

Have a Safety Net and Protect Your Investment With a Home Equity Line of Credit! 


Everyone likes to get the lowest rate when borrowing. A Peoples State Bank Home Equity Line of Credit has one of the lowest interest rates around and is often much lower than other forms of borrowing. These are some of the advantages of using a home equity line of credit:

  • Lower interest rates than borrowing using other collateral.
  • Credit line is available to use over and over as you need it.
  • Easy access to your credit line by simply calling us for a transfer to your Peoples State Bank account.
  • You can use the credit line as Overdraft Protection to back-up your checking account.
  • Interest paid may be deductible for income taxes in certain cases.*

*: Be sure to check with your accountant to see if there are tax advantages available for you when using a home equity loan.

With a Peoples State Bank Home Equity Line of Credit you might be able to save money on our special low interest rate that could be tax-deductible (consult your tax adviser). You’ll enjoy the convenience of affordable monthly payments over a fixed time period and you might be able to save even more by paying off higher interest obligations such as department store charges.

Find out whether you’re in a good borrowing position by ordering your Credit Report today. Then, call us at (386) 754-0002 , We’ll get you the answers you need right away.


 * Interest Rates, terms, and loan conditions are flexible and competitive. Some restrictions and normal credit standards apply.